Terms and Conditions of Auto Insurance

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Terms and Conditions of Auto Insurance
Terms and Conditions of Auto Insurance

Terms and Conditions of Auto Insurance

Terms and Conditions of Auto Insurance, Based on the high frequency of accidents that occur every year, it is imperative that anyone driving a car, whether it is your car or a friend’s car, must have car insurance, even if it is the smallest of all insurances, exist.

An insurance policy covers the policyholder and in most cases covers other people who use the car or the driver. However, if the car is involved in an accident that is not in the policyholder’s interest, or in violation of the agreement between the policyholder and the insurance company, the insurance does not cover the damages from the accident. Terms and Conditions of Auto Insurance.

In cases where the insured vehicle is sold to another person, the new owner is covered by liability insurance and also by the total car insurance (if any) within a period of 3 weeks after the change of ownership. When there is new active insurance, all the deductible is paid under the insurance of the new car owner. Terms and Conditions of Auto Insurance.

Terms and Conditions of Auto Insurance
Terms and Conditions of Auto Insurance

Terms and Conditions of Auto Insurance, Car insurance does not cover damage to vehicles in the company’s possession for the purpose of sale.

Depending on the car insurance agreement between you and your insurance company, you may not need to notify them when the terms of the policy agreement change. The consequence of refusal to report the insurance may be loss of compensation and compensation if the accident is out or reduction of the compensation and the compensation or lapse in the payment of compensation and compensation.

Terms and Conditions of Auto Insurance, To avoid the above consequences, notify your insurance company immediately when there is a change in the policy information.

You can buy the same car insurance with two different insurance companies without terminating the original insurance with the first company, but when the accident is out, the agreement in your car insurance applies, and this can mean that both companies pay half the cost per. the accident each. Terms and Conditions of Auto Insurance.

Another important thing to note regarding car insurance is the deductible, which is based on the agreement in the car insurance. The deductible is deducted only once in the event of an insurance event involving both third-party liability and damage under comprehensive car insurance. Terms and Conditions of Auto Insurance.

There is no deductible in situations such as:

Damages from a known tortfeasor

2. Damage from fire, explosion, lightning, or theft

Damage from objects falling on the car.

Furthermore, there will be an additional deductible if there is a driving injury to the car by a person other than the policyholder or a registered user of the three cars under the car insurance. Terms and Conditions of Auto Insurance.

Terms and Conditions of Auto Insurance, here are certain accidents that your car insurance may not cover. Under the liability insurance, your auto inside policy does not cover;

Damage to the driver

Damages from the carriage of goods by road in accordance with the acts of the contract

Damage to connected vehicle

Damage occurred at the time of rental of the vehicle unless it can be proven that the damage is the result of an incident that is in accordance with the car insurance. Terms and Conditions of Auto Insurance.

Damage to items belonging to the driver, the policyholder, or anyone listed in the car insurance is a regular user.

The following accidents are not covered by the total car insurance:

Damage due to weather conditions

2. Damage car parts during repairs, unless it can be proven that the damage occurred while driving or in a fire

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Damage to the vehicle’s electrician and mechanical parts, unless it can be proved that the damage has occurred under the car insurance

4. Injuries due to reckless driving, ie. overheating or no oil change

5. Damage that has occurred while the car was rented out

6. Injuries caused by intoxication of the driver

7. Damage intentionally caused by network failure

8. Loss of the car due to seizure of the car by the law enforcement authority

9. Damages under warranty and warranty

10. Damage from using the car such as wear, scratches on the car body, and so on.

Terms and Conditions of Auto Insurance, The duration of the car insurance is based on the agreement between you and the insurance company. Most car insurance contracts are annual and are renewed annually unless terminated in writing by the policyholder or the insurance company with one month’s notice.

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